Video: Kev pov hwm tsev tsim vaj tsev npog dab tsi?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Kev pov hwm vaj tsev , yav tas los hu ua 'cov neeg tsim khoom lav nyiaj pov hwm ', tiv thaiv cov neeg siv khoom thaum lawv tus neeg tsim khoom lossis tus neeg ua lag luam tsis tuaj yeem ua tiav tsev project lossis kho qhov tsis xws vim tias lawv muaj: tuag. ua insolvent, los yog. ploj lawm.
Kuj paub, ntau npaum li cas kev pov hwm tsev tsim nqi?
Kev pov hwm tsev nyob hauv tsev (DBI) tau muab los ntawm tus neeg tsim khoom thaum tus nqi tsim tsev ua haujlwm raws li kev cog lus nrog tus tsim tsev yog ntau dua $16, 000 (suav nrog nqi zog thiab khoom siv). DBI yuav them tus nqi ntau txog $ 300, 000 txhawm rau txhim kho qhov tsis xws luag rau rau xyoo, thiab tsis yog yam tsis xws luag tsis zoo rau ob xyoos.
Tom qab ntawd, lo lus nug yog, cov neeg tsim khoom pov hwm kev nyab xeeb ntev npaum li cas? Lub npog ib zaug kev tsim kho tiav (lossis thaum lub sij hawm sib cog lus xaus, yog tias qhov no) ib txwm faib ua ob ntu sib cais: lub sijhawm luv luv ntawm kev npog uas tsis yog cov yam ntxwv tsis xws luag (feem ntau ob xyoos ) lub sijhawm ntev dua ntawm cov txheej txheem tsis xws luag (feem ntau yog rau xyoo)
Ib qho ntxiv, kev pov hwm dab tsi yuav tsum muaj tus tsim?
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Kuv yuav ua ntawv foob tiv thaiv kev tsim vaj tsev li cas?
Koj yuav tsum muaj peev xwm thov rau vaj tsev nyiaj pov hwm txoj cai (tseem hu ua cov neeg tsim khoom kev lees paub nyiaj pov hwm ) os y tus tsim yog insolvent. Ua kom a thov : lod koj thov tsis pub dhau 180 hnub ntawm kev paub txog ntawm tus tsim insolvency. tiv tauj tus neeg tuav pov hwm kom nyob twj ywm a thov.
Pom zoo:
Tus tuav ntaub ntawv tuav pov hwm kev pov hwm ua dab tsi hauv California?
Lub Xeev California Tus Thawj Saib Xyuas Kev Pov Hwm yog ib txoj haujlwm raug xaiv tsa hauv xeev California tsoomfwv. Tus thawj coj saib xyuas California Department of Insurance, uas tswj hwm lub xeev txoj kev lag luam pov hwm
Kuv tus neeg tuav pov hwm kev pov hwm yog dab tsi?
Koj lub tuam txhab tuav pov hwm yog lub tuam txhab tuav koj txoj cai tuav pov hwm. Tus neeg tuav pov hwm tsis zoo ib yam li tus neeg tuav pov hwm. Nws yog lub tuam txhab uas koj cov nyiaj tuav pov hwm raug xa mus thiab lub tuam txhab them nyiaj yog tias koj ua daim ntawv foob
Dab tsi yog qhov txawv ntawm kev tuav pov hwm tsev nyob thiab kev tuav pov hwm vaj tsev?
Kev tuav pov hwm nyob, qee zaum hu ua "pov hwm tsev thib ob" lossis "kev pov hwm vaj tse peev", tsuas yog siv lub tsev xwb. Kev tuav pov hwm tus tswv tsev yog tsim los rau tus pov hwm lub tsev thawj. Ib lub tsev uas cov ntawv pov hwm them nqi xauj tsev tsuas yog them rau lub tsev xwb, thiab kev lav phib xaub
Cov txuj ci dab tsi uas cov neeg tuav pov hwm kev pov hwm xav tau?
Sab saum toj 10 Kev txawj xav tau rau cov neeg thov kev pab cuam thov kev pab cuam kho mob. Lub luag haujlwm. tshawb nrhiav. Kev Sib Txuas Lus. Kev Pabcuam Cov Neeg Siv Khoom. Sau Kev Sib Txuas Lus Claim Kev Ua Haujlwm. Cov Khoom Thov
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)