Video: Puas yog kev tuav pov hwm tsev tsis muaj neeg nyob kim?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Koj yuav tsum tau npaj them ib ncig 50% ntxiv rau tsis muaj neeg nyob los yog nyiaj pov hwm tsev tsis muaj tsev nyob tshaj qhov koj xav tau ib txwm tus tswv tsev txoj cai Lub teb chaws nruab nrab txhua xyoo tus nqi ntawm kev tuav pov hwm cov tswv tsev yog $ 1, 083, thiab feem ntau tus tswv tsev yuav tsum cia siab tias yuav them kwv yees li $ 500 toj xyoo ntau dua rau tsis nyob thiab lub tsev tsis muaj ntawv pov hwm.
Ib yam li ntawd, koj yuav nug, nws puas kim dua rau kev pov hwm lub tsev khoob?
Thaum muaj cov neeg nyob hauv tsev nws muaj kev nyab xeeb ntau dua thiab tsawg ntawm kev pheej hmoo rau cov neeg tuav pov hwm raws li muaj ib tug los txwv kev puas tsuaj los ntawm kev huam yuaj thiab tiv thaiv vandals los ntawm kev tawm tsam. Vim li no, tsis muaj neeg nyob vaj tse nyiaj pov hwm feem ntau tuaj yeem yog ntau dua kim.
Ib yam li ntawd, tsis muaj neeg nyob txhais li cas rau kev tuav pov hwm tsev? Hauv nyiaj pov hwm terminology, ib yam tsis muaj neeg nyob (ib qho seem seem rau 30 mus rau 60 hnub) tsis them rau qee yam 'kev pov hwm raug mob'. Nyob rau hauv layman lub ntsiab lus uas feem ntau txhais tau tias tub sab, sim ua tub sab, ua phem thiab dej puas.
Ntxiv mus, tus nqi tuav pov hwm lub tsev tsis muaj nqi ntau npaum li cas?
Cov tus nqi ntawm nyiaj pov hwm rau cov tsev tsis nyob tuaj yeem sib txawv ntawm cov kws kho mob thiab cov cai, tab sis cov nruab nrab nqe cover rau tsev uas yog khoob rau 31 txog 60 hnub yog 3 133.
Vim li cas kev pov hwm tsev tsis muaj nqi thiaj kim?
Kev pov hwm tsev tsis muaj tsev nyob tus nqi nyob qhov twg los ntawm 50% mus rau 150% feem pua ntau dua tshaj li ib txwm kev tuav pov hwm cov tswv tsev premiums rau tib yam vaj tse . Qhov nce ntawm tus nqi hwm yog cuam tshuam ncaj qha rau kev nce tsev muaj kev pheej hmoo ua rau lub ntsej muag tsis muaj neeg saib xyuas, suav nrog qhov muaj peev xwm siab rau kev ua phem, ua phem rau lwm tus, tub sab tub nyiag, thiab huab cua puas.
Pom zoo:
Tus tuav ntaub ntawv tuav pov hwm kev pov hwm ua dab tsi hauv California?
Lub Xeev California Tus Thawj Saib Xyuas Kev Pov Hwm yog ib txoj haujlwm raug xaiv tsa hauv xeev California tsoomfwv. Tus thawj coj saib xyuas California Department of Insurance, uas tswj hwm lub xeev txoj kev lag luam pov hwm
Kuv tus neeg tuav pov hwm kev pov hwm yog dab tsi?
Koj lub tuam txhab tuav pov hwm yog lub tuam txhab tuav koj txoj cai tuav pov hwm. Tus neeg tuav pov hwm tsis zoo ib yam li tus neeg tuav pov hwm. Nws yog lub tuam txhab uas koj cov nyiaj tuav pov hwm raug xa mus thiab lub tuam txhab them nyiaj yog tias koj ua daim ntawv foob
Cov neeg xauj tsev puas muaj kev pov hwm puas tsuaj rau cov tsev apartment?
Kev tuav pov hwm xauj tsev tsis them tus nqi, lossis tsev, ntawm qhov chaw xaum tsev nyob. Kev puas tsuaj rau lub tsev yog tus tswv tsev lub luag haujlwm, leej twg yuav muaj peev xwm npog cov kev pheej hmoo no nrog tus tswv tsev pov hwm kev pov hwm. Cov nqi xauj tsev yog pheej yig dua li kev pov hwm tus tswv tsev
Dab tsi yog qhov txawv ntawm kev tuav pov hwm tsev nyob thiab kev tuav pov hwm vaj tsev?
Kev tuav pov hwm nyob, qee zaum hu ua "pov hwm tsev thib ob" lossis "kev pov hwm vaj tse peev", tsuas yog siv lub tsev xwb. Kev tuav pov hwm tus tswv tsev yog tsim los rau tus pov hwm lub tsev thawj. Ib lub tsev uas cov ntawv pov hwm them nqi xauj tsev tsuas yog them rau lub tsev xwb, thiab kev lav phib xaub
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)