Video: Kuv puas xav tau kev pab them nqi nyob rau chav nyob?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Ntawm koj condo txoj cai, koj yuav muaj peev xwm xav tau txaus xwb nyob kev tiv thaiv kom rov tsim kho sab hauv ntawm koj chav nyob (txhua yam los ntawm cov phab ntsa hauv). Qee zaum, koj HOA suav nrog kev pab them nqi rau cov txheej txheem sab hauv ntawm koj chav nyob, ib yam nkaus, uas tuaj yeem txo qis ntau npaum li cas condo insurance koj xav tau.
Hauv qhov no, ntau npaum li cas kuv xav tau kev pab rau chav nyob?
Lwm lub tuam txhab ua cov kev pov hwm raws li cov square feet ntawm qhov chaw nyob ua pov hwm $ 100 ib square taw. Yog koj condo yog 1,000 square feet, ces yog koj li vaj tse nyob yuav tsum them $ 100, 000. Txoj cai ntawm no kev pab them nqi thaj tsam nruab nrab ntawm $ 400- $ 600 toj xyoo.
Tsis tas li ntawd, koj puas xav tau kev tuav pov hwm cov tswv tsev nrog lub tsev so? Feem ntau condo tswv xav tau kev pov hwm rau lawv chav tsev xwb. Cov cheeb tsam "ib txwm muaj", xws li pas dej thiab txoj kev hauv tsev, feem ntau yog them los ntawm cov nqi txhua hli los ntawm Condominium Koom haum. Koj tseem yuav xav tau txhawm rau pov hwm ob lub ntsiab lus thiab tus qauv. Cov ntsiab lus suav nrog khoom xws li rooj tog, khoom siv hluav taws xob, thiab khoom muaj nqis.
Thiab kom paub yog, koj xav tau kev pab nyob tsev ntau npaum li cas?
Tus tswv tsev feem ntau nyiaj pov hwm txoj cai muaj tsawg kawg yog $100,000 nyob rau hauv lav kev pab them nqi . Tab sis koj yuav tsum yuav yam tsawg kawg $ 300, 000-thiab $ 500, 000 yog koj tau.
Kev tuav pov hwm lub tsev nyob yog dab tsi?
Cov nyob ib feem ntawm koj condo txoj cai them nyiaj los hloov koj li khoom thiab rooj tog tom qab muaj kev puas tsuaj. Kev puas tsuaj yuav tsum yog ib npog phom sij. Piv txwv li, feem ntau hluav taws kub, yeeb nkab/HVAC ntws los lossis khov, thiab tawg tau npog . Av qeeg, dej nyab thiab qhov dej yog tsis yog nyiaj pov hwm tiv in ntawv pov hwm kev tuav pov hwm.
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Tus nqi them thiab muaj rau kev tiv thaiv dej sib txawv los ntawm lub xeev thiab tuaj yeem nyob txhua qhov chaw ntawm $ 5,000 txog $ 25,000, feem ntau. Thaum txiav txim siab tias koj xav tau kev pov hwm ntau npaum li cas, txiav txim siab txog yam khoom siv hluav taws xob, rooj tog zaum, thiab cov khoom siv hauv pem teb koj yuav xav tau kho lossis hloov yog tias koj lub tsev puas los ntawm cov dej thaub qab
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