Video: Dab tsi yog them raws li kev pov hwm tsheb pib?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Kev pab them nqi kho mob them nyiaj los kho lossis hloov chaw npog lub tsheb uas raug nyiag los yog puas los ntawm lwm yam uas tsis yog kev sib tsoo lossis dov. Piv txwv li, kev puas tsuaj los ntawm hluav taws, cua, lawg, dej nyab, tub sab tub nyiag, kev ua phem, khoom poob, thiab tsoo tsiaj yog npog.
Cov lus nug tseem yog, dab tsi yog them rau hauv kev pov hwm tsheb puv?
Comprehensive insurance (tseem hu ua lwm yam tsis yog kev sib tsoo ” hauv qee lub xeev) npog puas tsuaj rau koj tsheb ua los ntawm eventsthat yog ntawm koj tswj. Nws npog yam xws li tub sab nyiag, kev ua phem, iav thiab daim iav puas, hluav taws, xwm txheej phem nrog huab cua, huab cua/kev ua ntawm xwm, thiab lwm yam. Kev nthuav dav yog xaiv tau kev pab them nqi.
Tsis tas li ntawd, puas yog kev tsoo cov khib nyiab ntawm txoj kev uas muaj dav? Kev nthuav dav lub cev puas tsuaj kev pab them nqi feem ntau them rau kev puas tsuaj los ntawm kev tsis cuam tshuam txog lub tsheb, xws li ntaus tus mos lwj, tsob ntoo ntog ntaus koj lub tsheb, txoj kev khib nyiab kev puas tsuaj, lossis txawm tias kev vandalism random.
Ib qho ntxiv, thaum twg koj yuav tsum tso kev sib tsoo thiab kev pov hwm npog?
Kev pab them nqi kho mob them nyiaj rau kev kho mob los ntawm ib yam dab tsi uas tsis yog kev sib tsoo, suav nrog kev puas tsuaj los ntawm lawg thiab tub sab. Consumer Reports pom zoo cov lus qhia no: Yog tias lub tsheb txhua xyoo nyiaj pov hwm hwm rau ua tiav thiab kev sib tsoo yog 10 feem pua lossis ntau dua ntawm tus nqi phau ntawv ntawm lub tsheb, xav txog poob tus kev pab them nqi.
Koj puas xav tau kev pab them nqi kho mob?
Cov qiv nyiaj xav tau puv kev pab them nqi nyiaj pov hwm onvehicles lawv tau nyiaj txiag. Kev nthuav dav yog ib feem ntawm lawv xav tau kev pab them nqi . Thaum twg koj kos npe rau koj cov ntaub ntawv qiv nyiaj, koj pom zoo los tiv thaiv lub tsheb tiv thaiv lub cev puas tsuaj los ntawm kev yuav khoom ob qho tib si ua tiav thiab kev sib tsoo.
Pom zoo:
Kuv tus neeg tuav pov hwm kev pov hwm yog dab tsi?
Koj lub tuam txhab tuav pov hwm yog lub tuam txhab tuav koj txoj cai tuav pov hwm. Tus neeg tuav pov hwm tsis zoo ib yam li tus neeg tuav pov hwm. Nws yog lub tuam txhab uas koj cov nyiaj tuav pov hwm raug xa mus thiab lub tuam txhab them nyiaj yog tias koj ua daim ntawv foob
Dab tsi yog qhov txawv ntawm kev tuav pov hwm tsev nyob thiab kev tuav pov hwm vaj tsev?
Kev tuav pov hwm nyob, qee zaum hu ua "pov hwm tsev thib ob" lossis "kev pov hwm vaj tse peev", tsuas yog siv lub tsev xwb. Kev tuav pov hwm tus tswv tsev yog tsim los rau tus pov hwm lub tsev thawj. Ib lub tsev uas cov ntawv pov hwm them nqi xauj tsev tsuas yog them rau lub tsev xwb, thiab kev lav phib xaub
Txoj cai tswj hwm kev tuav pov hwm kev lag luam dav dav them nqi dab tsi?
Kev lav phib xaub dav dav (CGL) yog hom kev tuav pov hwm txoj cai uas muab kev pov hwm rau kev lag luam rau kev raug mob hauv lub cev, raug mob tus kheej, thiab khoom puas tsuaj los ntawm kev lag luam kev ua haujlwm, khoom lag luam, lossis kev raug mob uas tshwm sim ntawm kev lag luam 'thaj chaw
Cov tsheb thauj khoom puas raug them raws li kev tuav pov hwm tsheb?
Feem ntau, feem ntau cov kev tuav pov hwm tsheb yuav muaj ib theem kev lav phib xaub rau koj qhov trailer, tab sis tsuas yog tias koj muaj lub trailer ib yam nkaus. Yog tias muaj xwm txheej cuam tshuam nrog koj lub tsheb thaum koj tab tom nqa lub tsheb thauj khoom, koj qhov kev tuav pov hwm tsheb tuaj yeem npog lub trailer
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)