Video: Kev pov hwm ntau npaum li cas hauv chav tsev?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Tus nqi ntawm ntawv pov hwm kev tuav pov hwm , ntawm qhov nruab nrab, thaj tsam ntawm $ 100 txog $ 400 toj ib xyoo, nyob ntawm tus nqi ntawm koj tus kheej cov cuab yeej thiab hom thiab tus nqi ntawm kev pab them nqi koj nqa.
Ntxiv mus, kuv xav tau nyiaj pov hwm ntau npaum li cas ntawm lub tsev?
Condo insurance tus nqi sib txawv. Tus nqi ntawm ntawv pov hwm kev tuav pov hwm Qhov nruab nrab, nyob ntawm $ 100 txog $ 400 toj ib xyoo, nyob ntawm tus nqi ntawm koj tus kheej cov cuab yeej thiab hom thiab cov nyiaj pab them nqi koj nqa.
koj puas xav tau kev pov hwm tsev nyob? Feem ntau condo tswv xav tau kev pov hwm rau lawv chav tsev xwb. Cov cheeb tsam "ib txwm muaj", xws li pas dej thiab txoj kev hauv tsev, feem ntau yog them los ntawm cov nqi txhua hli los ntawm Condominium Koom haum. Qhov no feem ntau hu ua kev lag luam kev pov hwm thiab yuav muaj txiav tawm. Koj tseem yuav xav tau txhawm rau pov hwm ob lub ntsiab lus thiab tus qauv.
Raws li txoj cai, yog vim li cas kev tuav pov hwm condo thiaj li kim?
Condo thiab lub tsev kev pov hwm cov nqi feem ntau qis dua tus nqi rau cov tswv tsev kev pov hwm rau ib tsev neeg nyob. Qhov no yog vim li cas condo koom haum txoj cai tswj hwm feem ntau suav nrog kev puas tsuaj rau lub tsev nws tus kheej, suav nrog thaj chaw sab nrauv thiab ib puag ncig.
Tus nqi nruab nrab rau chav tsev yog dab tsi?
Condos tsawg dua cov tsev Raws li National Association of Realtors (NAR), lub tsev nruab nrab uas twb muaj lawm nqe yog $ 241, 700, raws li Lub Ib Hlis, 2018. NAR kuj tau tshaj tawm qhov nruab nrab uas twb muaj lawm nqi tsev yog $231,600, tseem yog lub Ib Hlis, 2018.
Pom zoo:
Kuv yuav dhau los ua tus tuav pov hwm kev pov hwm hauv Texas li cas?
Yuav ua li cas thiaj li tau txais koj daim ntawv tso cai pov hwm kev pov hwm hauv Texas: Txheeb xyuas koj li kev thov nyob hauv Texas lossis tias koj lub xeev nyob tsis muab daim ntawv tso cai rau kev pov hwm kev pov hwm. Siv lub xeev lees paub Texas All-Lines Pre-Licensing Course thiab ua tsawg kawg 70% ntawm qhov kev xeem zaum kawg. Tau txais cov ntiv tes xav tau. Xa koj daim ntawv thov online mus rau Texas Department of Insurance
Dab tsi yog qhov txawv ntawm kev tuav pov hwm tsev nyob thiab kev tuav pov hwm vaj tsev?
Kev tuav pov hwm nyob, qee zaum hu ua "pov hwm tsev thib ob" lossis "kev pov hwm vaj tse peev", tsuas yog siv lub tsev xwb. Kev tuav pov hwm tus tswv tsev yog tsim los rau tus pov hwm lub tsev thawj. Ib lub tsev uas cov ntawv pov hwm them nqi xauj tsev tsuas yog them rau lub tsev xwb, thiab kev lav phib xaub
Ntev npaum li cas kev pov hwm pov hwm tsis nyob twj ywm?
Ntev npaum li cas cov ntawv pov hwm raug tshem tawm nyob hauv cov ntaub ntawv? Rau cov cai raug tshem tawm tsis muaj lub sijhawm teem sijhawm zoo li muaj rau kev txiav txim siab; Qee tus neeg tuav pov hwm tsuas yog nug txog koj qhov kev pov hwm keeb kwm dhau tsib xyoos dhau los, lwm tus yuav xav kom koj nthuav tawm cov ntsiab lus ntev dua
Qhov kev tuav pov hwm cov tswv tsev ntau npaum li cas ntawm qhov nruab nrab?
Qhov nruab nrab txhua xyoo kev tuav pov hwm cov tswv tsev yog nyob ib ncig ntawm $ 1,200, tab sis cov nqi sib txawv ntawm lub xeev mus rau lub xeev thiab ib lub tsev rau ib lub tsev
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)