Cov txheej txheem:
- Txhawm rau kom muaj lub tswv yim zoo ntawm kev pov hwm tus tswv tsev ntau npaum li cas koj tuaj yeem xav xaiv, nco ntsoov cov hauv qab no:
- Txhawm rau kwv yees tus nqi ntawm koj cov khoom hauv tsev, koj yuav tsum:
Video: Koj yuav tsum muaj kev pov hwm tus kheej ntau npaum li cas?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Feem ntau khoom ntiag tug raug pov hwm rau ntawm 20 txog 50% ntawm kev pab them nqi txwv koj lub tsev. Txoj cai ib txwm muaj muaj $250,000 los npog lub tsev, thiab $100,000 ntawm cov khoom ntiag tug kev tiv thaiv (uas yuav yog 40% ntawm $ 250, 000).
Ib yam li ntawd ib tug yuav nug, koj yuav txiav txim siab npaum li cas cov tswv tsev pov hwm koj xav tau?
Txhawm rau kom muaj lub tswv yim zoo ntawm kev pov hwm tus tswv tsev ntau npaum li cas koj tuaj yeem xav xaiv, nco ntsoov cov hauv qab no:
- Kwv yees tus nqi tsim kho koj lub tsev.
- Kwv yees tus nqi ntawm cov yam ntxwv tshiab hauv koj lub tsev.
- Ua ib daim ntawv teev cov khoom ntiag tug ntawm koj tus kheej.
- Kwv yees tus nqi ntawm cov khoom tshwj xeeb lossis kim.
- Xav txog koj cov peev txheej.
Ib yam li ntawd, kev tuav pov hwm tus kheej muaj nuj nqis them rau dab tsi? VPP txoj cai muab kev pab them nqi uas tsis muaj kev txiav tawm rau cov khoom siv qib siab xws li cov hniav nyiaj hniav kub, phom thiab cov khoom siv nyiaj. Txoj cai VPP tseem muab kev pab them nqi rau kev ua yuam kev puas tsuaj thiab poob, uas yog tsis yog npog sub koj tus tswv tsev los yog tus neeg xauj tsev txoj cai. Piv txwv li: Koj muaj $5,000 lub nplhaib uas raug nyiag lawm.
Tsuas yog li ntawd, koj xam tus nqi ntawm tus tswv li cas?
Txhawm rau kwv yees tus nqi ntawm koj cov khoom hauv tsev, koj yuav tsum:
- Mus los ntawm chav rau chav ua ib daim ntawv teev tag nrho koj cov khoom.
- Kwv yees ntau npaum li cas txhua qhov khoom muaj nqis.
- Tau txais cov khoom muaj txiaj ntsig tshiab ntawm cov hniav nyiaj hniav kub thiab lwm yam khoom muaj txiaj ntsig zoo.
- Ntxiv tus nqi ntawm txhua yam koj cov khoom kom tau txais koj qhov kwv yees.
Txoj cai 80% hauv kev pov hwm yog dab tsi?
Cov 80 % txoj cai hais txog qhov tseeb tias feem ntau kev pov hwm cov tuam txhab yuav tsis them tag nrho cov nqi ntawm kev puas tsuaj rau ib lub tsev vim qhov tshwm sim ntawm ib qho nyiaj pov hwm xwm txheej (piv txwv li, hluav taws lossis dej nyab) tshwj tsis yog tus tswv tsev tau yuav kev pov hwm kev pov hwm sib npaug tsawg kawg 80 % ntawm lub tsev hloov pauv tus nqi.
Pom zoo:
Kuv yuav dhau los ua tus tuav pov hwm kev pov hwm hauv Texas li cas?
Yuav ua li cas thiaj li tau txais koj daim ntawv tso cai pov hwm kev pov hwm hauv Texas: Txheeb xyuas koj li kev thov nyob hauv Texas lossis tias koj lub xeev nyob tsis muab daim ntawv tso cai rau kev pov hwm kev pov hwm. Siv lub xeev lees paub Texas All-Lines Pre-Licensing Course thiab ua tsawg kawg 70% ntawm qhov kev xeem zaum kawg. Tau txais cov ntiv tes xav tau. Xa koj daim ntawv thov online mus rau Texas Department of Insurance
Kuv yuav pib ua tus tuav pov hwm kev pov hwm li cas?
Pib Pib: Daim Qauv rau Kev Tsim Lub Koom Haum Saib Xyuas Kev Nyab Xeeb Ib Leeg Sau ib txoj kev npaj ua lag luam. Xaiv cov qauv kev cai lij choj. Xaiv thiab sau npe koj lub koom haum lub npe. Thov rau tus lej ID se. Sau koj lub lag luam nrog lub xeev. Tau txais daim ntawv tso cai ua lag luam tsim nyog lossis kev tso cai. Kev yuav khoom yuam kev thiab Omissions Insurance
Yuav ua li cas thaum koj daim ntawv pov hwm kev pov hwm tso tseg?
Koj tus neeg tuav pov hwm yuav them rov qab cov nqi them tsis tau siv. Yog tias koj tau txais daim ntawv ceeb toom tshem tawm, koj yuav muaj teeb meem nrhiav kev pov hwm los ntawm lwm cov tuam txhab pov hwm kev pov hwm tus qauv thiab yuav tau them ntau dua rau kev pov hwm los ntawm "kev lag luam pov hwm tsis raug cai"
Hom kev tuav pov hwm yuav tsum muaj tus tswv tsev li cas?
Kuv puas xav tau kev tuav pov hwm tus tswv tsev? Ib txoj cai tswj hwm tus tswv tsev muaj peev xwm suav nrog ntau yam tseem ceeb, xws li kev tuav pov hwm vaj tse, kev puas tsuaj los ntawm kev raug mob thiab kev tiv thaiv nyiaj txiag tiv thaiv kev poob qis. Cov tswv tsev pov hwm tsis raug yuam, tab sis qee tus qiv nyiaj ua rau nws xav tau ntawm kev yuav tawm-yuav-tso nyiaj qiv tsev
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)