Video: Tus tuav pov hwm tus tswv tsev yog dab tsi?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Ib Kev tuav pov hwm Binder yog cov ntaub ntawv ib ntus muab los ntawm tus tso cai kev pov hwm tus neeg sawv cev uas ua pov thawj ntawm kev pov hwm rau koj lub tsev kev pov hwm , khoom lossis tsheb. Koj phau ntawv ntawm kev pov hwm yuav piav qhia txog cov xwm txheej yooj yim, kev pab them nqi, kev txiav tawm thiab cov ntawv pov hwm muaj npe uas yuav tshwm sim hauv koj kev pov hwm daim ntawv cog lus
Kuj paub, daim ntawv tuav pov hwm yog dab tsi?
Insurance binders yog cov ntawv cog lus ib ntus kev pov hwm tseem tos qhov kev tshaj tawm txoj cai lij choj lossis tsis lees txais daim ntawv thov los ntawm tus neeg tuav pov hwm. Cov phau ntawv tsuas yog ua raws li txoj cai ib ntus lossis ib ntus mus txog thaum muaj tsab cai lij choj raug tshaj tawm. Txawm li cas los xij, a phau ntawv yog ib daim ntawv cog lus tag nrho ntawm kev pov hwm.
Tsis tas li, dab tsi yog phau ntawv tua hluav taws? VP, Hluav taws Kev Tshawb Fawb Tshwj Xeeb. American Re-Insurance Co. Kev pov hwm phau ntawv yog kev pab them nqi ib ntus uas tseem tab tom muab txoj cai tseeb. Nws yuav siv tau kom txog rau thaum txoj cai thov tau txais kev pom zoo thiab muab tawm lossis raug tsis lees paub los ntawm lub tuam txhab pov hwm. Lub ginder feem ntau siv tau rau 30 lossis 60 hnub.
Yog li ntawd, daim ntawv tuav pov hwm yuav kav ntev npaum li cas?
Raws li qhov tshwm sim, kev tuav pov hwm binders feem ntau yog muab rau 30 hnub tab sis tuaj yeem zaum kawg raws li ntev zoo li 90 hnub. Cov neeg tuav pov hwm tuaj yeem xa tuaj ntawv tuav pov hwm tsab ntawv ntawm mail; txawm li cas los xij, yog tias koj xav tau pov thawj ntawm kev khi kev pab them nqi tam sim, koj yuav tsum thov xa hluav taws xob ntawm email lossis fax.
Puas yog daim ntawv tuav pov hwm pov hwm tib yam li daim ntawv tshaj tawm?
Binders tsuas qhia kev pab them nqi rau ib lub sijhawm teem sijhawm, thaum lub Kaum Ob Hlis nplooj qhia kev pab them nqi rau tag nrho lub xyoo txoj cai. Yog tias koj cov neeg siv khoom yuav tau txais cov nyiaj qiv, koj yuav tsum ua raws li lub txhab nyiaj tau thov. Teb 3: Lub txhab nyiaj tuaj yeem thov txhua daim ntawv pov thawj ntawm kev pab them nqi lawv xav.
Pom zoo:
Puas yog tus tswv tsev pov hwm pov hwm dej puas los ntawm cov kav dej tawg?
Feem ntau, dej puas los ntawm cov yeeb nkab tawg hauv koj lub tsev yuav raug them los ntawm tus tswv tsev tus qauv kev pov hwm txoj cai. Yog tias cov yeeb nkab sab nraud tawg thiab ua rau muaj kev puas tsuaj, uas yuav tsum tau npog, ib yam nkaus, txawm hais tias koj yuav tsum tuaj yeem ua pov thawj tias qhov kev puas tsuaj tau los tiag los ntawm cov yeeb nkab tawg
Tus tuav ntaub ntawv tuav pov hwm kev pov hwm ua dab tsi hauv California?
Lub Xeev California Tus Thawj Saib Xyuas Kev Pov Hwm yog ib txoj haujlwm raug xaiv tsa hauv xeev California tsoomfwv. Tus thawj coj saib xyuas California Department of Insurance, uas tswj hwm lub xeev txoj kev lag luam pov hwm
Dab tsi yog qhov txawv ntawm kev tuav pov hwm tsev nyob thiab kev tuav pov hwm vaj tsev?
Kev tuav pov hwm nyob, qee zaum hu ua "pov hwm tsev thib ob" lossis "kev pov hwm vaj tse peev", tsuas yog siv lub tsev xwb. Kev tuav pov hwm tus tswv tsev yog tsim los rau tus pov hwm lub tsev thawj. Ib lub tsev uas cov ntawv pov hwm them nqi xauj tsev tsuas yog them rau lub tsev xwb, thiab kev lav phib xaub
Puas yog tus tswv tsev pov hwm pov hwm kab dej phwj tuaj tawg?
Tab sis tsis txhob poob siab: Qee qhov kev pov hwm tus tswv hauv tsev yuav them tus nqi ntawm kev rhuav tshem thiab hloov cov kab dej phwj puas lawm. Tom qab ntawd qhov kev puas tsuaj raug them vim cov yeeb nkab puas. Tab sis yog tias lub hauv paus clogs txoj kab thiab tsis muaj kev puas tsuaj, koj yuav tsum them nyiaj los kho nws vim tias tsis muaj qhov tseeb 'kev puas tsuaj' rau cov yeeb nkab
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)