Cov txheej txheem:
Video: Kuv yuav kwv yees ntau npaum li cas rau kev pov hwm tus tswv tsev?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Lub teb chaws nruab nrab tus nqi txhua xyoo rau pov hwm tsev rau qib kev pab them nqi ib txwm muaj, raws li kev txheeb xyuas tus nqi los ntawm Nyiaj pov hwm .com: $1,228: $200,000 nyob nrog $1,000 deductible thiab $100,000 lav them. $ 1, 244: $ 200, 000 lub tsev nrog $ 1, 000 txiav tawm thiab $ 300, 000 kev lav phib xaub.
Hauv qhov no, kev pov hwm tus tswv tsev feem ntau yog li cas?
Cov nqi ntawm a yam tsev kev pov hwm txoj cai yuav txawv heev. Raws li Tsoom Fwv Tebchaws Reserve Bureau, piv txwv li, qhov nruab nrab txhua xyoo kev tuav pov hwm cov tswv tsev hwm yog qhov chaw nruab nrab ntawm $ 300 thiab $ 1,000, Tsis tas li ntawd, kuv yuav tsum tau txais kev pov hwm tus kheej ntau npaum li cas rau cov tswv tsev? Feem ntau cov khoom ntiag tug raug pov hwm rau ntawm 20 txog 50% ntawm kev pab them nqi txwv koj lub tsev. Txoj cai ib txwm muaj muaj $250,000 los npog lub tsev, thiab $100,000 ntawm cov khoom ntiag tug kev tiv thaiv (uas yuav yog 40% ntawm $ 250, 000).
Kuj paub yog, kuv yuav paub ntau npaum li cas tus tswv tsev pov hwm kuv xav tau?
Txiav txim siab npaum li cas kev lav paub kev pov hwm koj xav tau Feem ntau kev tuav pov hwm cov tswv tsev txoj cai muab qhov tsawg kawg nkaus ntawm $ 100,000 tus nqi lav kev pov hwm , tab sis ntau dua cov nyiaj muaj thiab, nce ntxiv, nws tau pom zoo tias tus tswv tsev txiav txim siab yuav yam tsawg kawg $ 300, 000 txog $ 500, 000 tus nqi kev lav phib xaub.
Kuv yuav txo kuv li kev tuav pov hwm tus tswv tsev li cas?
Kaum Ob Txoj Hauv Kev Los Txo Koj Cov Nqi Pov Hwm Tus Nqi Tsev
- Khw ib ncig.
- Tsa koj cov nyiaj txiav tawm.
- Tsis txhob yuam kev qhov koj tau them rau koj lub tsev nrog kev tsim kho dua tshiab.
- Yuav koj lub tsev thiab txoj cai pib los ntawm tib tus neeg pov hwm.
- Ua rau koj lub tsev tiv taus kev puas tsuaj ntau dua.
- Txhim kho koj kev nyab xeeb hauv tsev.
- Nrhiav lwm yam luv nqi.
- Khaws cov ntaub ntawv credit zoo.
Pom zoo:
Puas yog tus tswv tsev pov hwm pov hwm dej puas los ntawm cov kav dej tawg?
Feem ntau, dej puas los ntawm cov yeeb nkab tawg hauv koj lub tsev yuav raug them los ntawm tus tswv tsev tus qauv kev pov hwm txoj cai. Yog tias cov yeeb nkab sab nraud tawg thiab ua rau muaj kev puas tsuaj, uas yuav tsum tau npog, ib yam nkaus, txawm hais tias koj yuav tsum tuaj yeem ua pov thawj tias qhov kev puas tsuaj tau los tiag los ntawm cov yeeb nkab tawg
Dab tsi yog qhov txawv ntawm kev tuav pov hwm tsev nyob thiab kev tuav pov hwm vaj tsev?
Kev tuav pov hwm nyob, qee zaum hu ua "pov hwm tsev thib ob" lossis "kev pov hwm vaj tse peev", tsuas yog siv lub tsev xwb. Kev tuav pov hwm tus tswv tsev yog tsim los rau tus pov hwm lub tsev thawj. Ib lub tsev uas cov ntawv pov hwm them nqi xauj tsev tsuas yog them rau lub tsev xwb, thiab kev lav phib xaub
Kuv yuav nrhiav kev pov hwm tus tswv tsev li cas?
Peb ntsuas, ntsuas, thiab sib piv kev pov hwm tus tswv tsev, yog li koj tuaj yeem muaj kev thaj yeeb nyab xeeb. Nrhiav tus tuav pov hwm zoo. Tau Txais Txoj Cai Pabcuam. Npog Koj Cov Khoom. Boost Koj Liability Protection. Xav txog kev tuav pov hwm dej nyab, txawm tias nyob hauv thaj chaw muaj kev pheej hmoo tsawg. Nrhiav Txoj Hauv Kev Kom Txo Koj Tus Nqi. Ua Siab Zoo Txog Kev Xa Ntawv Thov
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)
Kuv puas xav tau kev pov hwm tus tswv tsev yog tias kuv lub tsev tau them rau?
Vim tias lawv muaj txoj cai los tuav koj lub cuab yeej yog tias koj tsis tuaj yeem them nyiaj yuav tsev, muaj kev pov hwm tus tswv tsev pab tiv thaiv lawv cov nyiaj txiag txaus siab thaum muaj qee yam tshwm sim. Koj tsis raug cai kom muaj kev pov hwm tus tswv tsev tom qab koj tau them tawm ntawm koj lub tsev