Video: Puas yog kev pov hwm them nqi raug tsoo thiab khiav?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Tsheb kev tuav pov hwm them nqi ntaus thiab khiav xwm txheej, tsuav koj nqa kev sib tsoo lossis tsis muaj kev pov hwm vaj tse puas tsuaj. Thaum cov kev xaiv kev pab them nqi no tsis raug cai, lawv muaj ntau yam. Yog tias koj lub tsheb tau xauj los yog nyiaj txiag, tej zaum koj yuav muaj qhov kev pab cuam no los ntawm lub neej ntawd.
Hauv qhov no, koj li kev pov hwm them nyiaj rau kev ntaus thiab khiav?
Txawm koj them txiav tawm rau a hit-and-runinsurance thov nyob ntawm rau ntawm xwm txheej ntawm tus xwm txheej thiab tus hom tsheb kev tuav pov hwm koj muaj. Yog tias koj raug mob hauv a ntaus-thiab-khiav , koj tuaj yeem ua daim ntawv thov pe koj tus neeg tsav tsheb tsis muaj ntawv pov hwm lub cev raug mob kev pab them nqi . Koj yuav tsis them txiav tawm nyob rau uas kev pab them nqi.
Ib yam li ntawd, koj tau txais nyiaj ntau npaum li cas rau kev ntaus thiab khiav? Nqe no muab kev them nyiaj rau nyiaj tau los (solatium) raws li nram no: Nyob rau hauv kev hwm ntawm kev tuag ntawm ib tug neeg uas tshwm sim los ntawm a ntaus thiab khiav kev sib tsoo lub cav, tam sim no tau them tag nrho ntawm Rs.25, 000. Hais txog kev mob hnyav rau ib tus neeg uas tshwm sim los ntawm ntaus thiab khiav kev huam yuaj, tam sim no ib tug sum ntawm Rs.12, 500.
Yog li ntawd, koj puas yuav tsum tau them tus nqi txiav tawm rau kev ntaus thiab khiav?
Nrog tsis muaj kev pov hwm tus neeg tsav tsheb lub cev raug mob, koj tuaj yeem ua daim ntawv thov yog tias koj raug mob hauv ib ntaus-thiab-khiav , thiab feem ntau tsis muaj txiav tawm rau them . Yog tias koj lub tsheb puas nyob hauv ib ntaus-thiab-khiav , koj qhov kev pov hwm kev sib tsoo yuav ncaws tom qab koj them tawm ntawm hnab tshos rau koj txiav tawm.
Kev tuav pov hwm tuav haujlwm ntaus thiab khiav li cas?
Them nyiaj rau ntaus-thiab-khiav Cov lus thov feem ntau los ntawm koj lub tsheb kev pov hwm . Hauv ntau lub xeev, cov ntsiab lus nug txog yog tus neeg tsav tsheb tsis muaj ntawv pov hwm lub cev raug mob thiab tsis muaj kev pov hwm tus neeg tsav tsheb lub cev puas tsuaj, uas yog qhov tseem ceeb ua rau qhov ua txhaum (hauv qhov no, ntaus-thiab-khiav ) kev them nyiaj rau tus tsav tsheb.
Pom zoo:
Dab tsi yog qhov txawv ntawm kev tuav pov hwm tsev nyob thiab kev tuav pov hwm vaj tsev?
Kev tuav pov hwm nyob, qee zaum hu ua "pov hwm tsev thib ob" lossis "kev pov hwm vaj tse peev", tsuas yog siv lub tsev xwb. Kev tuav pov hwm tus tswv tsev yog tsim los rau tus pov hwm lub tsev thawj. Ib lub tsev uas cov ntawv pov hwm them nqi xauj tsev tsuas yog them rau lub tsev xwb, thiab kev lav phib xaub
Txoj cai tswj hwm kev tuav pov hwm kev lag luam dav dav them nqi dab tsi?
Kev lav phib xaub dav dav (CGL) yog hom kev tuav pov hwm txoj cai uas muab kev pov hwm rau kev lag luam rau kev raug mob hauv lub cev, raug mob tus kheej, thiab khoom puas tsuaj los ntawm kev lag luam kev ua haujlwm, khoom lag luam, lossis kev raug mob uas tshwm sim ntawm kev lag luam 'thaj chaw
Puas yog nas puas raug them los ntawm kev tuav pov hwm?
Feem ntau, kev puas tsuaj rau nas thiab tshem tawm tsis raug them los ntawm feem ntau cov tswv tsev tuav pov hwm txoj cai. Txij li thaum muaj kab mob thiab kev puas tsuaj uas tshwm sim los ntawm nas thiab nas feem ntau suav hais tias yog qhov teeb meem ntawm kev saib xyuas hauv tsev, qhov kev lav phib xaub feem ntau yog tus tswv tsev them nqi kho lossis tshuaj tiv thaiv kab tsuag
Puas yog pov hwm pov hwm pov hwm tus tswv haujlwm lub luag haujlwm?
Lub hauv paus tseem ceeb ntawm kev tiv thaiv lub kaus yog qhov ntxiv ntawm kev pov hwm kev lav phib xaub, nce ntxiv ntawm $ 1,000,000, uas yog ntau dua li 'theem pib' kev lav phib xaub, kev lav phib xaub tsheb, thiab kev tuav pov hwm lub luag haujlwm ntawm tuam txhab (tuam txhab kev lav phib xaub ib feem ntawm txoj cai them nyiaj ua haujlwm)
Kuv yuav xeem dhau California cov cuab yeej thiab kev pov hwm kev raug mob raug mob li cas?
Hnub ntawm kev xeem, koj yuav tsum nqa daim ntawv pov thawj kom raug suav nrog daim ntawv tsav tsheb tam sim no, daim ntawv hla tebchaws, tub rog ID, thiab lwm yam. Lub Xeev Kev Xeem yog siv computer. Muaj 75 nqe lus nug rau Daim Ntawv Tso Cai Lub Neej nkaus xwb; 75 rau Kev Ruaj Ntseg & Kev Noj Qab Haus Huv thiab 150 rau Hluav Taws & Kev Puas Tsuaj. Koj yuav tsum tau qhab nia 70% lossis zoo dua kom dhau