Video: Tus tswv tsev puas npog dab tsi?
2024 Tus sau: Taylor Roberts | [email protected]. Kawg hloov kho: 2023-12-16 00:29
Koj condo lub koom haum tus tswv txoj cai, lossis HOA txoj cai, yuav npog puas tsuaj rau koj condo lub tsev, thaj av thiab lwm yam sab nraud. Koj chav tsev yog li txoj cai xav tau npog koj cov khoom ntiag tug, khoom siv, thiab qee zaum teeb tsa thiab lwm yam txuas nrog hauv chav tsev.
Tom qab ntawd, tus tswv tsev txoj cai tswj hwm npog dab tsi?
Cov Master Condo Txoj Cai los yog Condo Koom haum Insurance yog txoj cai tuav pov hwm uas yog tuav los ntawm cov tswv tsev los yog chav tsev koom haum. Cov Master Condo Txoj Cai yog lub luag haujlwm rau npog ob qhov tseem ceeb ntawm kev pheej hmoo - kev lav phib xaub rau kev koom tes thiab kev puas tsuaj rau vaj tse kev pab them nqi rau tej thaj chaw.
Ib yam nkaus, yam kev pov hwm twg uas koj xav tau hauv chav tsev? Condo kev lav paub kev pov hwm Kev lav phib xaub kev pov hwm feem ntau yog ib feem ntawm ib txwm muaj ntawv pov hwm kev tuav pov hwm txoj cai Nws tiv thaiv koj thaum ib tug neeg raug mob ntawm koj condo chav tsev. Xyuas kom tseeb koj xaiv cov kev lav paub uas txaus los tiv thaiv koj cov peev txheej. Kev lav phib xaub kev pov hwm feem ntau yog li ntawm $100,000 txog $500,000.
Hais txog qhov no, dab tsi tsis suav nrog kev tuav pov hwm lub tsev?
The HOA kev pov hwm yuav tsis npog koj cov khoom, xws li rooj tog zaum, khoos phis tawj thiab khaub ncaws. Koj yuav tsum tau ua ntawv foob los ntawm cov khoom ntiag tug kev pab them nqi ntawm koj ntawv pov hwm kev tuav pov hwm yog tias koj cov khoom puas lossis raug nyiag.
Dab tsi yog qhov nce ntawm cov tsev tsim khoom hauv tsev?
Nce Condo Tsev Khoom ( Kev pab them nqi L) - rau koj Condo "Qhov chaw nyob sab hauv". Qhov kev txwv yog koj li kwv yees tus nqi los hloov: cov plag tsev, cov ntawv ntsa, ntaub pua plag, txee, thiab lwm yam.
Pom zoo:
Puas yog USAA tus tswv tsev tuav pov hwm npog cov hniav nyiaj hniav kub?
Piv txwv ntawm USAA, piv txwv li, tus tswv tsev raug cai txoj cai npog cov hniav nyiaj hniav kub poob rau hluav taws lossis nyiag khoom, tab sis tsis ua rau raug puas tsuaj lossis poob. Cov kev txwv tsis pub tshaj rau cov hniav nyiaj hniav kub yog $ 10,000 (tsis muaj ib yam khoom txwv) thiab raug rau txoj cai txiav tawm (tus nqi koj yuav tau them ua ntej kev pov hwm kev pov hwm pib)
Tus tswv tsev tuav pov hwm txoj cai npog dab tsi?
Kev tuav pov hwm tus tswv tsev yog ib daim ntawv pov hwm vaj tse uas them rau kev poob thiab kev puas tsuaj rau tus kheej lub tsev thiab cov khoom muaj nqis hauv tsev. Txoj cai feem ntau suav nrog kev puas tsuaj sab hauv, kev puas tsuaj sab nrauv, kev poob lossis kev puas tsuaj ntawm tus kheej cov cuab tam, thiab kev raug mob uas tshwm sim thaum nyob hauv vaj tse
Puas yog tus tswv tsev tus pov hwm npog cov hniav nyiaj hniav kub?
Cov tswv tsev cov cai tuav pov hwm feem ntau muab kev pab them nqi qis rau cov hniav nyiaj hniav kub. Cov cai feem ntau tsis npog cov hniav nyiaj hniav kub, lossis cov pov haum los ntawm cov hniav nyiaj hniav kub, uas ploj yooj yim. Nyeem koj tus tswv tsev txoj cai pov hwm mob nkeeg kom txiav txim siab seb koj li khoom muaj nqis, xws li lub nplhaib pob zeb, puas tau txais kev pov hwm txaus
Kev pov hwm tus tswv tsev puas yuav npog lub laj kab?
Koj tus tswv tsev pov hwm yuav them tus nqi ntawm kev puas tsuaj rau koj lub laj kab nyob ntawm qhov ua rau puas tsuaj. Qhov "lwm cov qauv" kev pab cuam nyob rau hauv koj txoj cai pov hwm vaj tse yuav them rau kev puas tsuaj rau koj lub laj kab los ntawm cua daj cua dub los yog ib puag ncig kev puas tsuaj, tab sis tsis yog los ntawm dings ntawm lawnmower lossis landscaping mus yuam kev
Tus tuav pov hwm tus tswv tsev yog dab tsi?
Insurance Binder yog cov ntaub ntawv ib ntus uas muab los ntawm ib tus neeg sawv cev pov hwm kev tso cai uas ua pov thawj ntawm kev tuav pov hwm rau koj lub tsev, khoom vaj khoom tsev lossis tsheb. Koj daim ntawv pov hwm kev tuav pov hwm yuav qhia txog cov xwm txheej hauv paus, kev pab them nqi, kev txiav tawm thiab cov npe pov hwm uas yuav tshwm sim hauv koj daim ntawv cog lus pov hwm